Wealth Management Services

Empowering Business Owners with Proven Wealth Strategies.

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Wealth management goes beyond simply overseeing investments; it involves creating a comprehensive financial strategy that resonates with your long-term objectives and personal values.

Our wealth management services provide the guidance, expertise, and resources necessary to help you make informed decisions that foster financial clarity, confidence, and independence. Whether you’re focused on retirement planning, tax strategies, or asset management, our dedicated financial advisors are here to help you skillfully navigate the complexities of wealth management.

Our approach is built on personal attention and an unwavering dedication to your financial success. We understand that every client’s financial situation is unique, so we craft strategies that are precisely aligned with your goals. By offering a diverse range of investment strategies and comprehensive financial planning, we ensure that your savings are managed with the expertise needed to secure your financial future.

Comprehensive Financial Planning

We create a comprehensive plan that addresses every facet of your financial life, ensuring alignment with your specific goals and needs. This plan serves as the foundation of your financial strategy, offering clarity and direction as you negotiate your personal financial journey.

Our plan covers investments, tax strategies, retirement planning, and estate management, giving you a clear direction and helping you make informed choices. It’s about creating a strategy that not only covers the essentials but also anticipates challenges, seizes opportunities, and adapts to your evolving circumstances. This level of detail ensures your financial future is thoughtfully managed, giving you peace of mind.

Our planning process includes a thorough assessment of your current financial situation, detailed cash flow analysis, debt management strategies, and a personalized investment plan aligned with your goals. To help you develop this plan, we offer one-on-one sessions with an experienced financial advisor and 30 days of post-plan support, ensuring you’re fully equipped to take the next steps toward your financial goals.

Every plan we create is designed to reflect your unique financial circumstances. We focus on the areas most relevant to your situation, crafting a strategy that supports your long-term success and helps you achieve your financial aspirations.

Retirement Planning

Retirement is about more than reaching the finish line; it’s about setting the stage for a fulfilling, secure future. Our retirement planning services are designed to help you create a strategy that not only preserves your wealth but also provides the freedom to enjoy your golden years with confidence.

By incorporating retirement planning into your comprehensive financial plan, we help you establish clear retirement goals, estimate income needs, and craft a strategy that guides you every step of the way.

From Social Security optimization to managing retirement account withdrawals, our approach ensures you’re well-prepared for the future, with a plan that adapts as your circumstances evolve.

Tax Planning

Tax efficiency is essential to preserving and growing your net worth. Through careful tax planning, we integrate strategies that minimize your tax liabilities while aligning with your overall financial goals. This includes everything from tax loss harvesting to structuring investments for maximum tax benefits.

With a thorough grasp of complex tax laws, we provide tax advice that safeguards your wealth while offering the clarity you need.

Estate Planning

Ensuring that your legacy is protected and your wishes are honored is a fundamental aspect of any investment advisory program.

Estate planning is seamlessly woven into your financial plan, encompassing everything from wills and trusts to strategies for charitable giving and managing estate taxes.

By guiding you through the intricacies of wealth transfer, we help secure your family’s future and ensure your assets are managed according to your vision.

Insurance Planning

Protecting what you’ve built is crucial, which is why insurance planning is a key component of your financial strategy.

We work with you to evaluate your current coverage, identify any gaps, and recommend the right policies to safeguard your assets and income.

Whether it’s life insurance, disability coverage, or long-term care, our approach to risk management ensures that your plan is resilient, providing peace of mind that your financial well-being is secure.

Education Planning

Preparing for education expenses is an investment in the future, and it’s a priority within our comprehensive financial plan.

By focusing on education planning, we help you develop strategies to fund your children’s or grandchildren’s education, balancing these needs with your broader financial goals.

From choosing the right savings vehicles to maximizing tax advantages, we make sure your plan is aligned with your family’s educational aspirations.

Investment Management

Our Investment Management approach emphasizes strategic, discretionary portfolio management that aligns with your specific objectives and comfort level with risk. We craft a long-term strategy designed to adjust to market shifts and accommodate your evolving needs.

Starting with an in-depth analysis of your current portfolio, we craft a customized asset allocation strategy aimed at optimizing performance while managing risk. Our team makes informed investment decisions on your behalf, ensuring your portfolio stays aligned with your objectives. We also provide regular performance reporting and online access to a client portal, keeping you informed and engaged in your financial journey.

We’ve partnered with Charles Schwab as our custodian and broker, leveraging their industry-leading brokerage services to safeguard and manage your investments. This partnership allows us to provide you with a broad range of investment options, seamless transaction execution, and comprehensive reporting tools. Charles Schwab’s robust platform enhances our ability to offer reliable, transparent services, ensuring your assets are managed with the highest standards of security and efficiency.

Portfolios are built with a diverse range of asset classes and investment products that are carefully selected to match your financial goals and risk tolerance. Expect to see a balanced mix of equities, fixed income investments, exchange-traded funds and mutual funds, all working in harmony to help you meet your financial objectives across various market conditions.

As a registered investment adviser and fiduciary, our firm is legally and ethically committed to acting in your best interests at all times. This fiduciary responsibility means that every recommendation and decision we make is driven by your financial well-being, not by commissions or outside influences. You can trust that our guidance is rooted in integrity, transparency, and a deep commitment to helping you achieve your financial goals with the utmost care and diligence.

Our commitment to transparency and proactive communication means you’re always in the loop, with regular reviews and updates on how your investments are performing. Whether your goal is wealth accumulation, capital preservation, or income generation, our Investment Management service is built to help you achieve your financial aspirations with confidence and clarity.

Wealth Management Services FAQ

Here are answers to common questions about wealth management services.

What is wealth management as a service?

Wealth management as a service provides comprehensive financial planning and investment management, covering everything from asset allocation and tax strategies to estate planning and risk management, tailored to individual financial goals.

How much money should you have before you hire a financial advisor?

Financial advisors typically work with clients who have at least $50,000 to $250,000 in investable assets, although some firms specialize in high-net-worth clients with $1 million or more.

Why would I need a wealth manager?

A wealth manager can be valuable if you have significant or complex assets, need tax and estate planning, want to maximize investment growth, or seek comprehensive strategies for long-term financial security.

How do financial advisors manage risk in wealth management?

Financial advisors manage risk by diversifying portfolios, adjusting asset allocations, utilizing insurance products, and implementing strategies to safeguard assets against market downturns and other financial risks.

What are typical wealth management fees?

Wealth management fees are usually 2% of assets under management annually, though some advisors charge flat fees or hourly rates based on the services provided.