Wealth Management for Retirees

Make the Most of Your Golden Years with Expert Financial Guidance

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Retirees and Wealth Management

Retirement marks a new chapter in life, one that should be filled with confidence, security, and the freedom to enjoy the fruits of your labor. As you transition into this phase, it’s crucial to have a comprehensive plan that not only manages your retirement savings but also ensures a steady income stream, protects your financial legacy, and strategically invests your assets for continued growth.

Our approach is specifically designed to help you navigate the complexities of retirement, addressing everything from income generation and investment management to tax planning and estate preservation.

Whether you’ve already retired or are planning for the future, our holistic strategy covers every aspect of your financial life. We focus on creating a stable and sustainable financial plan that adapts to your changing needs while our investment management services work to grow and safeguard your wealth. With our guidance, you can confidently embrace this new chapter, knowing that your financial well-being is secured for the long term, allowing you to fully enjoy your golden years.

How We Help Retirees

We understand that retirees face unique financial challenges and opportunities. Our experienced team works closely with you to create a customized plan that reflects your specific needs and goals.

From Social Security optimization to managing retirement accounts and investments, we provide the guidance you need to make informed decisions and protect your financial security.

Retirement Income Planning

We help you develop a strategy to convert your retirement savings into a reliable income stream, ensuring that your money lasts throughout your retirement.

Investment Management

Our team manages your investment portfolio with a focus on preserving capital and generating income, taking into account your risk tolerance and financial goals.

Social Security Optimization

We provide strategies to maximize your Social Security benefits, helping you determine the best time to start taking benefits based on your financial situation.

Tax-Efficient Strategies

We offer tax planning services that aim to minimize your tax liability during retirement, including strategies for managing required minimum distributions (RMDs) and optimizing your overall tax situation.

Estate Planning Support

We work with you to ensure your estate plan is aligned with your retirement goals, helping to protect your legacy and provide for your loved ones.

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Why Retirees Trust Us with Their Wealth Management

With over 20 years of experience, Robert Sullivan, our Chief Investment Officer and National Social Security Advisor (NSSA), leads our firm with a deep understanding of the unique financial challenges retirees face.

Specializing in retirement planning, Robert’s expertise ensures that your financial strategies are not only personalized but also strategically aligned with your long-term goals.

We offer comprehensive wealth management services that integrate investment management, tax planning, and estate planning into a seamless plan designed to secure your financial future. Our commitment is to provide retirees with the clarity, confidence, and security needed to enjoy their golden years without financial worry.

Expertise in Retirement Planning

Our team’s extensive knowledge in retirement planning allows us to effectively manage your savings, income, and investments, guiding you toward financial security in retirement.

Comprehensive Approach

We integrate investment management, tax strategies, and estate planning into a unified strategy that aligns with your retirement goals.

Personalized Service

Our tailored solutions meet your specific needs, giving you confidence that your financial future is well-managed.

Retiree Wealth Management FAQ

Retirement planning and wealth management can be complex, and we understand that you may have many questions as you navigate this important phase of your financial journey. Here are answers to some of the most common questions retirees ask about managing their wealth, investments, and financial future.

How do you manage wealth in retirement?

Managing wealth in retirement involves balancing withdrawals, optimizing investments, minimizing taxes, and planning for healthcare to ensure funds last throughout your retirement years.

How much money should you have to get a wealth manager?

Many wealth managers start working with clients who have $250,000 to $1 million in assets, though requirements vary, and some offer tailored services for smaller portfolios.

When should I consider a wealth manager?

Consider a wealth manager when you have significant assets, complex financial goals, or need guidance on investments, tax strategies, and retirement planning.

Should retirees have a financial advisor?

Yes, a financial advisor can help retirees manage income, withdrawals, healthcare costs, and estate planning to maintain financial security and peace of mind.

Who is the best person to talk to about retirement?

A certified financial planner (CFP) or retirement planning specialist is often the best choice, as they can provide personalized advice on income management, investments, and tax strategies in retirement.